Check your credit
Even if your net worth is looking pretty healthy, it’s vitally important you double-check your credit rating. Something as seemingly innocuous as an overlooked utility bill from 10 years ago can trip you up when a bank assesses your suitability.
You can get a free copy of your credit report once a year. Find out how to apply here.
Check your contact details are correct and that all loans or debts
listed are yours. The credit reporting agency may be able to fix minor
mistakes, otherwise you should contact the creditor directly to dispute
If you are unhappy with their response, you can raise it with the Australian Financial Complaints Authority here.