First Home Buyers - Metricon

Finance for First Home Buyers

We recognise that buying a home can be daunting and is probably the largest investment you will ever make. Metricon offers home buyers Metricon Financial Services-a free, no obligation service that brings together a number of lenders with numerous products. They have tailored home packages specific to First Home Buyers. We will work with you to find out not only how much you can borrow, but most importantly how much you are comfortable borrowing.

Our experienced Mortgage Consultants will explain the benefits of the various options in an easy, simplified manner! Metricon Finance offers a range of different products to select from. Some of these include:

• Family Assistance
  Family assistance can come in a variety of ways, we can explain how a gift from family or guarantee from your parents can help you get into your new home. Talk today to your Metricon Mortgage consultant to discuss your personal situation.
• Variable and Fixed Rates
  The decision to fix or not to fix is a difficult question, it is not possible with most lenders to fix your Home Loan interest rate while the home is being built, you can however fix the interest rate on the land portion of your Home Loan. Fixed rate loans are available over periods from 1 through to 15 years. In all cases you should seek advice from your financial adviser before considering taking a fixed or variable rate Home Loan.
• Professional Package Finance
  There are certain privileges some lenders award you when loans in excess of $150,000 are taken out, these usually consist of reductions to interest rates and other offers of reduced fees, usually when combining a savings account and a credit card with the Home Loan.
  
  

  * All Home Loan applications are subject to bank lending criteria
  * Bank fees and charges apply
  * Victorian Government Grant will alter June 30 2011. For up to date information on the FHB Government Grant please visit www.sro.vic.gov.au